Industry Report: The State of eClose Adoption in 2025

Industry Report Overview

Snapdocs’ 2025 State of eClose Adoption Report (the third edition), delves into how the digital closing adoption curve has evolved and what these insights mean for the future of mortgage lending.

Digital closings have shifted from a nice-to-have to a vital part of mortgage lending strategy. With investment in eClosing technology at nearly ubiquitous levels, the focus is shifting from whether lenders will adopt eClosing to how deeply it’s integrated into their daily operations—and whether they’re fully leveraging its potential.

In partnership with Arizent/National Mortgage News, we collected the third-party insights of 100 mortgage lenders across banks, IMBs, and credit unions to learn:

The Current State of eClosing: Benefits lenders are seeing from eClosing technology and how they’re progressing towards widespread adoption
Headwinds & Tailwinds of eClose Adoption: Common impediments to technology adoption and the strategies lenders will leverage to increase loan digitization
Lender Priorities: Top capabilities lenders seek out in eClosing solutions and ways technology priorities have evolved given the rapid expansion of AI