Let me start with, I understand that an incomplete signing or a signing full of errors can cost a mortgage officer a rate lock, a buyer to miss a close of escrow, or just cause everyone involved headaches. That is why I don't ever miss any dates, initials, or signatures. I actually walk your borrowers through all of the important docs: the closing statement, note, the deed, and CD. I understand that I have to be impartial, but not uneducated. I always make sure your borrower knows what they are signing by guiding them through the loan docs. I always make sure that the borrower initials any corrections to the notice of right to cancel. Or if the lines are blank, I'll have the borrower fill in the dates themselves. Don't worry, if you ever have a provident funding signing, I know how crazy particular they are about the dates being insanely neat. All of the forms will come back completely filled out, whether that be the PCOR, statement of information, trust certification, or disbursement of proceeds. I know some signing agents miss the top signature line on the front page of the 1003. I don't. Oh and I never miss the signature on top of the second page of the FHA or VA loan application. I always return docs back first thing next morning or immediately after I sign them if it is during business hours. I can print docs if you prefer or I can pick them up. Whatever is easiest for you. I am available 7AM, 9PM, and even Sundays, I'm always available. I know who to call if there is a type on the loan docs. I just don't cross out and initial without permission. Give me a call, I'd love to do your next signing!

Serving Ventura County since 2011.