I am an independent third-party professional contracted to ensure all loan documents are signed and notarized properly, then deliver the completed loan package. I cannot answer questions about the details of a loan, it’s not appropriate to give opinions to a signer whether the terms of a loan are a “good deal” or not. If a signer wants my opinion on interest rates or other terms of the loan, I'll explain that I am not authorized to give such advice and refer them to the loan officer.