I'm a notary with over 3 years experience and am certified as a Notary Signing Agent (NNA). I have a comprehensive background encompassing over 27 years in finance, real estate investment in homes, condominiums and commercial properties. I hold a B.S., St John's University (NY), MBA, Dartmouth College (NH) and Certificate in Cost Analysis, USAF Institute of Technology (OH) completed while on active duty with the USAF. I have published two books on business and finance and have written over 120 articles covering various business topics. I am certified in residential HVAC sales & marketing (ARS) and residential windows (Home Depot).