I am a retired Real Estate Appraiser and Realtor. My experience with mortgage documents, escrow and trust go back further than I'd like to reveal! I'm on my 7th year as a California Notary mobile signing agent. Very familiar with all docs...full first mortgage-refinance and purchase, line of credit, seconds, VA, fax backs. All of my signers/clients tell me the same thing: "that was painless". Great customer service too!